Terms and Condition of Sponsorship


  • This agreement outlines the terms and conditions (the “Terms”) between you (a “Sponsor”, “you”) and FarmAgria (SMC Private) Limited, registered under securities and exchange commission of Pakistan (Registration number 0127443, NTN: 5205925-1, (“FarmAgria”, the “Company”, “we”, or “us”) under which you agree to purchase a unit in designated farm or sponsor third party farmers to cultivate farm plots through our platform.

  • FarmAgria is an Agri-technology company providing innovative and digital solutions for its users to sponsor a farmlands or purchase unit in designated farm and for farmers to gain sponsorship to cultivate their farms.

  • It is important that you read these Terms carefully. We strongly recommend that you seek independent advice when considering whether to purchase a unit or sponsor a farmer with your money through the Platform.

  • We do not provide any financial advice, nor do we make any recommendations to you. The Company solely allows you to purchase a unit in designated farm. Our service is to ensure transparency of transaction, provide technical expertise to farmers to achieve maximum yield and oversee operation of farm business professional and with good faith. It is your responsibility to assess whether the Platform is suitable or appropriate for your needs and any decision made to use our Services is done so entirely at your own risk.

  • Please be aware that execution of these Terms does not imply that we have confirmed that use of the Platform and our Services are suitable or appropriate for you. We advise you to consider whether sponsoring a farm through the Platform meets your required risk levels and objectives, and you should only commit such funds that you are able to financially bear the risk. By using the Platform, you confirm that you have the necessary experience and knowledge to understand the risks involved.

  • You confirm your agreement to these Terms either by registering as a sponsor on our website or by signing a copy of these Terms.






  • The Sponsor will receive periodic updates on the status of the farm by standard mean of communication but not limited to email, updates on profile and text message) You are expected to review all notifications, updates and reports from FarmAgria as they represent a record of information pertaining to your sponsorship contribution during a farming cycle.

  • FarmAgria shall ensure all its designated farms are covered through insurance to protect capital of sponsor and funds for farmers. For any reason, if third party insurance is not available, FarmAgria shall provide in-house coverage maximum upto the contribution amount.

  • FarmAgria shall assign an account manager for your go-to information, you can contact your account manager to discuss farm updates.

  • You are entitled to request for a physical visit to your sponsored farm, however, you must provide us with at least 07 days notice to schedule a visit

  • At the beginning of a farming cycle, you will be expected to pay initial cost, Followings cost are included in your initial sponsorship contribution

    • such as Cost of seed/Livestock

    • General and administration cost to bring farmland into operation.

  • Following cost shall be deducted from gross sale revenue before distribution of the net profit.​​​

    • Lease of land for farming, fertilizer/feed cost, veterinary medicines maintenance cost, and administration cost.

    • Any other statutory expenses and withhold.

  • You agree that by sponsoring a farm or purchasing a unit in designated farm, your contribution is tied and unavailable for the entire duration of the farming cycle and neither FarmAgria nor the farmers can or will refund your contribution until the successful completion of a farming cycle

  • Any profits from a successful farming cycle of a Sponsor’s farm or unit are remitted to the electronic wallet on the Platform or by cheque or electronic transfer when the produce is harvested and sold (i.e. upon completion of the farming cycle)

  • At the end of a farming cycle, any profits made during harvest will be shared between the Sponsor, the farmer and FarmAgria in a 40%:40%:20% ratio respectively.

  • You acknowledge that you do not own a farm land, farm equipment or farm fixed assets and are only entitled to the proceeds of any farming cycle you participate in.



                      Representations and warranties are statements and promises made by you to the Company, which    we rely on as being accurate in our dealings with you. You make the following representations and warranties to us at the time of agreeing to these Terms and every time you use the Platform or Services.

  • you are over the age of 21 years;

  • you are of sound mind and have the capacity to enter into these Terms and be matched to a farm;

  • all personal information that you provide about yourself is accurate and true to the best of your knowledge;

  • you hold a bank account in Pakistan in your own name and will use this account to transfer money to our account when you sponsor a farm and to receive refunds of contributions made and profits earned;

  • you will only ever sponsor with your own money unless you are authorised on behalf of a third party (“Third Party”) and we agree that you may act on behalf of that Third Party.

  • you are not using any illegal funds or attempting to launder by sponsoring a farm

  • if you are registering or accepting these Terms on behalf of a legal entity such as a company, trust or partnership, you are legally authorised to do so and we may request evidence of such legal entitlement (by way of a copy of any document which shows the valid and subsisting authorisation); and

  • you are not breaching any laws or regulations that are applicable to you or any company, trust or partnership upon whose instructions you are acting.



  • Where we discover that the Platform is being used to launder money or for any suspicious transactions, we have an obligation to report your activities to the relevant authorities without recourse to you.


  • Where a Sponsor contributes in a currency other than the Pakistani Rupees, foreign exchange gain or loss and fluctuations in currency rates may have an impact on the profit made on such contribution by the Sponsor.

  • All profits on contribution shall be converted and returned in Pakistani Rupees based on the State Bank of Pakistan’s official exchange rate. The Sponsor therefore enters into any transactions in currencies other than the Pakistani Rupees at their sole risk and shall bear all responsibilities for any gains or loss as a result.

  • Unexpected changes in currency exchange market conditions may have an impact on the extent of profit the Sponsor would be exposed to such as when there is an upward or downward movement in the relevant rates

  • The Sponsor understands and is able to assume the risk of loss associated and agrees to be liable for any resulting deficit this might have on contributions made or profits earned.



  • Except as otherwise terminated in accordance with the provisions below, these Terms shall commence on the date you register to sponsor a farm with the Company and shall remain valid and binding for as long as you have outstanding sponsored farming cycles.

  • These Terms may be superseded by any amended Terms.

  • These Terms may be terminated by you provided that you have no outstanding sponsored farming cycle.

  • These Terms may be terminated by the Company at any time without notice.




                  You confirm that you have read and understood the Company’s Privacy Policy which provides information on how we use and store the personal information that you provide to us and you further acknowledge that the Company may amend and update this policy from time to time.



                     Subject to the Terms of Insurance and any insurance claims settled, you agree that the Company has no obligation to reimburse or indemnify you for any cost, loss or liability which you incur as a result of the failure of a farm to yield according to expectations

You agree to indemnify and hold harmless the Company, any farmer, and all our other agents or sub-contractors, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as a result of:

  1. Your fraudulent or illegal use of the Platform, the Services or the Website;

  2. Your negligence or any default by you of any of these Terms or the terms of any Loan Agreement to which you are matched;

  3. Any inaccurate or incomplete information that you have knowingly provided to us;

  4. Your allowing any other person to access your account either with your permission or as a result of your failure to keep your username and password private;

  5. Any service that you have offered, whether with or without our permission, to another third party using our Platform, Services or Website;

  6. Any claim made against you for actual or alleged infringement of the Company’s Intellectual Property Rights or any actual or alleged infringement of a third party’s Intellectual Property Rights arising out of or in connection with the Services or your use of the Platform.



                     This agreement shall be governed by laws of the Islamic Republic of Pakistan, any dispute arising out of this agreement, which can not be settled by mutual negotiation/agreement within 30 days shall be referred to single arbitrator as governed by laws of Pakistan.


The findings of the arbitrator and subsequent award shall be binding on the Parties and may be enforced through a Pakistani court of law. Each Party shall bear its cost in connection with the Arbitration


                     This Agreement shall be interpreted and governed by the laws in force in the Islamic Republic of Pakistan. The Parties submit to Arbitration and waive any objections based upon venue.



Any correspondence relating terms, condition and other matter, should be send directly to info@farmagria.com


Pakistan's 1st Digital Agriculture Platform

FarmAgria empower rural farmers with funding, agronomy services, improved seeds and training on modern farming techniques which gives them capacity to farm more acres, achieve greater crop yield and lead to increased food production and sustainability.  


Investor Relationship: +92 (0333) 3031449

Veterinary Inquiries:    +92 (0346) 3829027 

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Investor Relationship: +1(306) 351 8194

                                         +1(306) 580 6000

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